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January 07, 2009  
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  Insurance Advisors Hot Topics
 

Auto Insurance
Health Insurance
Life Insurance
Homeowners Insurance

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Insurance Advisors Terms


  > Deregulation
Under Washington state law known as “use-and-file,” commercial property/casualty contracts negotiated between insurers and businesses may go into effect immediately. The policy itself can be filed for state review later.
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  > Workers' compensation
Most employers are required by law to provide workers' compensation insurance through a state system operated by the Department of Labor & Industries. Worker comp pays an employee's medical expenses and provides some income replacement when a worker is injured on the job.
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  > Employment practices
This kind of coverage will help defend against employment-related claims such as sexual harassment, age discrimination, or wrongful termination. Some policies offer legal assistance; others may pay both legal costs and damages.
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   South Carolina Insurance Advisors & Nationwide News

More Americans Struggle With Health Care Costs
NIH Federal Government - 03/02/2007

Growth In U.S. Health Care Spending Slows
NIH Federal Government - 03/02/2007

Dwindling Insurance Pushing People To Financial Brink
NIH Federal Government - 03/02/2007

Mental Health Parity Act
Federal Government - 03/02/2007

The Medigap Insurance Company
Medicare Government - 03/02/2007

Keep Health Coverage After A Job Change
Dept. of Labor - 03/02/2007

Make Sure Your Loved Ones Have Good Health Care
Dept. of Labor - 03/02/2007

Secure The Right Care In Your Later Years
Dept. of Labor - 03/02/2007

COBRA Health Benefit Provisions
Health Human Services Government - 03/02/2007

Group Insurance Coverage
Federal Government - 03/02/2007

Tips For Individual Insurance
Federal Government - 03/02/2007

NCUA Issues Interim Rule Amending Share Insurance Coverage
National Credit Union Adminstration - 07/14/2006

Hurricane Insurance Claims Paid in Mississippi Approaching $3 Billion Mark
Press Release - 07/14/2006

Progressive Group, Drive Insurance Company
Press Release - 01/18/2006

Mass Mutual Life Insurance Company Establishes Major Aid Program
press release - 12/07/2005

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Contact our South Carolina Insurance Advisors


If you live in the following cities and need an Insurance Advisor or to get a quote, you should contact our South Carolina Insurance Advisors today:

  • Abbeville
  • Aiken
  • Anderson
  • Beaufort
  • Belton
  • Bennettsville
  • Bluffton
  • Camden
  • Charleston
  • Chester
  • Clemson
  • Clover
  • Columbia
  • Conway
  • Darlington
  • Dillon
  • Easley
  • Elgin
  • Florence
  • Fort Mill
  • Fountain Inn
  • Gaffney
  • Gaston
  • Georgetown
  • Goose Creek
  • Greenville
  • Greenwood
  • Greer
  • Hartsville
  • Hilton Head Island
  • Inman
  • Irmo
  • Ladson
  • Lancaster
  • Laurens
  • Lexington
  • Marion
  • Moncks Corner
  • Mount Pleasant
  • Murrells Inlet
  • Myrtle Beach
  • Newberry
  • North Augusta
  • North Charleston
  • Orangeburg
  • Pickens
  • Piedmont
  • Rock Hill
  • Seneca
  • Simpsonville
  • Spartanburg
  • Summerville
  • Sumter
  • Taylors
  • Travelers Rest
  • Union
  • Walterboro
  • West Columbia
  • York
       
 
Did You Know?    
 
 
LLC envelope offers substantial advantages over other entities
There are at least five common circumstances when a tax regime other than an S corporation may be more appropriate: 1) the business cannot qualify as an S corporation; 2) the one-class-of-stock limitation for S corporations cannot accommodate certain business terms agreed to by the parties; 3) the business involves appreciating assets (i.e., assets that have, or are likely to have, a fair market value in excess of basis), such as real estate; 4) the business has considerable debt and the owners anticipate significant losses;15 and 5) the wage-reduction tax strategy explained previously will not benefit the owners because either the primary income of the business is excluded from self-employment tax16 or, in the case of newly formed companies, one or more employee-owners already receive aggregate wages or self-employment income from an existing business in an amount which approaches the taxable wage base limitation

 
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Latest News
  Latest Insurance related news in South Carolina and nationwide: Mar 02, 2007 - Tips For Individual Insurance
Before you buy any health insurance policy, make sure you know what it will pay for...and what it won't. To find out about
Read more >


Mar 02, 2007 - Secure The Right Care In Your Later Years
HIPAA offers protections for individuals who have preexisting conditions, helping them to keep coverage for those conditio
Read more >


Jan 18, 2006 - Progressive Group, Drive Insurance Company
NEW YORK (January 12, 2006) — Drive® Insurance from Progressive ("Drive") Group President Bob Williams ra
Read more >


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